Owning without vehicle insurance? Quickly, they’ll lock you up and throw away the key!
See, a couple months back a young married woman ran a traffic signal (inadvertently) and smashed into my car. Astonishingly enough, she had 2 weeping kids by her side with no chauffeur’s license. As she frantically rushed for her phone to call her partner, he got here shortly with the insurance coverage info doodled on a crumpled piece of scratch paper.
Being the nice person that I am, I made a note of the info then reluctantly reported the incident to my insurance provider.
My insurance representative sounded back within a few hours, and think what I hear next? The details that this nice young woman gave me was absolutely fake! The lady who totaled my vehicle was did not have car insurance coverage. What!
I couldn’t believe this. I was had! Everyone hard working, law abiding, cars and truck insurance coverage paying residents fork over numerous dollars a month in order to abide by our necessary automobile insurance coverage laws. It appears like we are paying the bills to push back our dismay at costs large amounts on something we can not immediately see, touch, odor, or hear. Soon enough everybody will be forced to get cars and truck insurance coverage.
California legislators are now debuting a three-phase plan concentrated on uninsured vehicle drivers. California lawmakers are developing this plan for individuals like me, for individuals that do pay insurance, for people that don’t make bogus claims, for people that are law abiding people like you and me. This strategy will be enforced with the sole intent on making uninsured drivers pay the supreme price.
Prepare yourself uninsured vehicle drivers, here comes the problem! Since January First, insurance agencies are needed to electronically submit proof of financial obligation to the DMV. This implies, if your cars and truck insurance faults at any time, the DMV will be informed instantly. What does this mean for uninsured motorists? The DMV will send you a nasty little note together with your registration renewal notice requesting that you send evidence of financial obligation prior to they will ever renew your registration again. This is a need to people. There is no getting around this one.
Alright individuals, let’s do the simple mathematics here. If you get pulled over on or after July 1 of this year, do you truly think that the excuse that you left your automobile insurance card in your house really going to fly with the authorities? Come on. These are the fat kids in high school who you used to badger. It’s repayment time in their eyes. Since right now, law enforcement has the exact same access to the existing status of your insurance just like the DMV. Don’t worry, since I have good news for everybody. Keep reading.
The last cut throat will begin October Sixth as when the California DMV will be needed to suspend the registrations of uninsured drivers. Wait, what does that mean? That suggests there is no getting around it. It indicates there is no where to go. It’s your dead end pal. Insurance coverage is a must.
Now, I’m a great guy. I’m a very understanding person. I’m willing to take a look at both sides of the fence here. Given, some individuals just outright decide to not have automobile insurance coverage; however there are the few out there that merely can not afford the sky-high cars and truck insurance coverage premiums that are just from spending plan and quite frankly out of reach for some vehicle drivers.
No worries, the state of California has the bases covered for most. See, since April 1, the California Low Expense Vehicle Insurance coverage Program is being offered to low-income drivers in Alameda, Fresno, Orange, Riverside, San Bernardino and San Diego Counties, previously only available in San Francisco and Los Angeles.
This low expense insurance coverage is readily available from any licensed insurance agent at a cost of just over $300 annually. Lower-income drivers who satisfy the qualifying standards will be able to protect themselves and their households while complying with the law. More information about the program is offered at the state department of insurance website.
If you own into Los Angeles County today, look around you, because it is estimated that a person from 4 individuals on the roadway are owning without automobile insurance.
When the brand-new laws start, sorry Charlie, however you must get cars and truck insurance, and you should get car insurance coverage today.